Archive for May, 2011

Property Repossessions

Thursday, May 5th, 2011

The decision of the Supreme Court in Royal Bank of Scotland plc v Wilson [2010] UK SC50 last autumn completely overturned the established practice of lenders in Scotland who have enforced of the standard securities over properties by commencing repossession proceedings. In accordance with the Supreme Court’s judgment, to properly enforce a Standard Security, the lenders must now ensure that they serve calling-up notices before the court proceedings for repossession of the property can be commenced.

As this was not standard practice prior to the decision in this case, the vast majority of the cases that were going through the court process as actions for repossession have had to be dropped by the lenders. This is because they were arguably incompetent, having been commenced incorrectly. This has led to many solicitors for the lenders moving the court to have the actions dismissed with no expenses due to or by either party. This then allows the lender to re-raise the action at a future date once the calling up notice has been properly served. (more…)

Renewed, Refreshed and Reinvigorated James & George Collie Financial Management Limited – “Independent Financial Advice at its Best”

Thursday, May 5th, 2011

No major financial decision should be taken lightly, especially with so many products available to consumers in today’s market. These decisions can seem intimidating, but an independent financial adviser can give you invaluable guidance through these processes, offering impartial advice.

Therefore, it is with great pleasure that James & George Collie can announce the exciting news that they have joined forces with local accountancy and financial adviser J M Taylor, forming James & George Collie Financial Management Limited in the process. This new company will take over responsibility for the provision of financial advice to James & George Collie’s clients. (more…)

Blackburn AFC – Progress Report

Thursday, May 5th, 2011
Blackburn FC - Brian Sutton, Partner, presenting strips to the players

Blackburn FC - Brian Sutton, Partner, presenting strips to the players

In our October newsletter we confirmed James & George Collie’s sponsorship of Blackburn Amateur Football Club for the 2010/11 season.  We are pleased to report that Blackburn’s season is going very well having collected 52 points from 23 league games and sitting second in the league, 2 points behind RGU, who have played two games more. With two teams being promoted, and Blackburn having only 3 games left to play, promotion is hopefully in sight! (more…)

Stonehaven Golf Club’s Junior Pennant Team

Thursday, May 5th, 2011
tonehaven Golf Club 2011 Junior Pennant Team picture with Innes Miller, Graham Garden and Junior Convenor, Neil Irvine

Stonehaven Golf Club 2011 Junior Pennant Team pictured with Innes Miller, Graham Garden and Junior Convenor, Neil Irvine

James & George Collie are delighted to continue their sponsorship of Stonehaven Golf Club’s Junior Pennant Team this year, through their Stonehaven Office, trading as Kinnear & Falconer.  Innes Miller, Corporate Partner commented “It is nice, as a firm, to be able to assist in encouraging youngsters to participate in sports, especially golf, as a number of our Partners are keen golfers. Graham Garden and Denis Daun in our Stonehaven Office have always been strong supporters of Stonehaven Golf Club and we are very pleased to carry on this tradition”. (more…)